Aetna Medicare 2012 Review

You probably have heard of Aetna either through employer group plans or just their extensive advertising.  Aetna does offer Medicare Advantage HMO and PPO plans in many areas throughout the country.  Each plan is different depending on what county you live in.  This review will offer a brief overview of the Aetna Medicare offerings for 2012 as well as their additional benefits and Value Added bonuses that many of their plans include.  Aetna offers four Medicare Advantage plans labeled Aetna Medicare Premier Plan, Aetna Medicare Select Plan, Aetna Medicare Standard Plan, and the Aetna Medicare Value Plan.  As the names imply, the different plans have increased benefits based on plan choice.

Aetna Medicare HMO Plans

The above plans can be either HMO or PPO plans depending on what state you live in.  It’s important to note the differences between HMO’s and PPO’s!

  • The Aetna Medicare HMO offerings for 2012 includes access to tens of thousands of doctors in their nationwide network.  This is one of the biggest concerns for HMO plans due to their restrictive network requirements.
  • In some areas Aetna does not require referrals for their HMO.  (This is a big benefit!)
  • Low premiums compared to supplements and some other Medicare Advantage plans
  • Fitness Center benefits
  • Optional Supplemental benefits available with some plans

Aetna Medicare PPO Plans

  • Offers the flexibility to see your doctor in or out of network for a low monthly plan premium
  • Coverage for most Medicare Part D drugs
  • Flexibility to see your doctor with no referral required, even out of network
  • Fitness Center benefits

Aetna Optional Supplemental Benefits

  • Comprehensive dental coverage offered through the Aetna Medicare Advantage Dental Plan
  • Eyewear reimbursement of $125
  • Hearing aid reimbursement of up to $300
  • Value Added Services that offer discounts for vision, hearing, weight loss, and many other products and services

Visit www.aetnamedicare.com in order to see more details and look up what coverage is available in your area.

Medicare Part D

5

5 Tips For Shopping Your Medicare Coverage

As your well aware by now, the Medicare AEP, Annual Election Period, is in full force.  The AEP runs from October 15 – December 7 and allows you to make changes to your current Medicare Advantage and Prescription Drug coverage.  Any changes that you make during this time will go into effect January 1st.  Making these […]

Loving, Handsome Senior Couple

Shop Your Medicare Plan During The 2015 Open Enrollment

Nobody likes change and that holds especially true when it comes to insurance.  The worst thing you can do, however is nothing!  That’s because Medicare coverage is changing every year, and that holds true in 2015 as well.  So even if you do nothing, your coverage is changing without you whether you like it or […]

2015 Medicare Annual Election Period (AEP) Underway

Every year the Medicare AEP or Annual Election Period arrives with much anticipation.  You may not know when it starts or what you can do, but you will definitely know it’s here when you start seeing the plethora of television, print ads, and billboards touting the latest and greatest coverage. 2015 Medicare AEP The 2015 […]

2015 Medicare Advantage And PDP Plans Now Available

You are now able to find every Medicare Advantage and Prescription Drug Plan available for 2015.  When I started the Medicare Plans site, my goal was to be able to bring you the ability to search and find any Medicare plan that was available.  This process was a long and difficult one, but now the […]

Medicine-pills

Formulary List Do’s and Don’ts

When it comes to Medicare, the one thing you can NOT overlook is the Formulary list that is provided by the insurance company.  Many times we find ourselves caught up in copays and provider networks that we forget to do one of the most important things.  Check the plan’s formulary list to make sure your […]