Reviewing The Best Medicare Plans and Medicare Insurance

AR Blue Cross Medi Pak Advantage Option 1 and 2 Review

AR Blue Cross Medi Pak Advantage is one of several Medicare Advantage programs offered through Blue Cross and Blue Shield of Arkansas.  Obviously, Blue Cross and Blue Shield needs no introduction as they are one of the most widely recognized names in health care.  The Medi Pak Advantage by AR Blue Cross is available in two forms.  One is is the Option 1 PFFS, and the other is the Option 2 PFFS plan.  There also is an Medi Pak Advantage Medi Pak Advantage MA only and MAPD available which are reviewed separately.  Let’s look at what the  Option 1 and Option 2 plans have to offer:

AR Blue Cross Medi Pak Advantage (Option 1)

  • Premium – $0/monthly
  • Out of Pocket Maximum – $5,750
  • No Referrals Required
  • Hospital Copay – $265/day Days 1-6
  • Doctor’s Visits – Primary = $15; Specialist = $35
  • Outpatient Surgery – $280 copay
  • Labs – $0 copay
  • Diagnostic Procedures/Tests – $0 copay
  • X-rays – $0 copay
  • Part D Drug Copays – Tier 1 = $7; Tier 2 = $45; Tier 3 = $80; Tier 4 = 25%
  • No preventative dental, vision, or hearing coverage provided

AR Blue Cross Medi Pak Advantage (Option 2)

  • Premium – $37.60/monthly
  • Out of Pocket Maximum – $4,750
  • No Referrals Required
  • Hospital Copay – $175/day Days 1-6
  • Doctor’s Visits – Primary = $15; Specialist = $35
  • Outpatient Surgery – $200 copay
  • Labs – $0 copay
  • Diagnostic Procedures/Tests – $0 copay
  • X-rays – $0 copay
  • Part D Deductible – $0
  • Part D Drug Copays – Tier 1 = $7; Tier 2 = $45; Tier 3 = $80; Tier 4 = 25%
  • No preventative dental, vision, or hearing coverage provided
PFFS plans mean that you can see any doctor that accepts the plan’s terms and conditions.  In addition, you may look to see if your doctor is in the plan’s network of doctors.  Most PFFS plans will have a network of doctors now.  Keep in mind that you must live in a county where the Option 1 and Option 2 plans are offered.  You may want to consult with an independent insurance agent before signing up for any program!

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