Blue Cross Medicare Advantage

Blue Cross Blue Shield is an established and well known national company.    Many people are familiar with Blue Cross Blue Shield because they had medical coverage through them with an employer or privately direct with the company.  Blue Cross has been around over 80 years and has insured millions of people over that time frame.  They are headquartered in Chicago with offices in Washington D.C.  Blue Cross offers many types of health insurance, and Medicare Advantage is no exception!

Blue Cross Medicare Advantage Types

In addition to Medicare supplements, Blue Cross offers Medicare Advantage plans as well in 38 states across the U.S.  They also offer a national prescription drug plan as well.  Let’s focus on the Medicare Advantage plans that are available.  Blue Cross offers many types of Medicare Advantage plans depending on what state and county you are located in.  For example, the Regional PPO is available in Forida and California, but not in Alabama and Arkansas.  They also offer a PPO, HMO, and PFFS plan as well.  The also offer a SNP or Special Needs Plan program in a handful of states.  These plans all typically include prescription drug coverage.

Does Blue Cross Medicare Advantage Make Sense For Me?

Historically, the Blue Cross Medicare Advantage plans have not been competitive with the other plans available.  That has changed now in 2012.  They are now offering zero premium plans in some parts of the country like many of their competitors.  You should always consider these points when choosing a Medicare Advantage plan:

  1. Is my doctor/hospital in the network?
  2. How much do I anticipate using the coverage?
  3. Are my prescriptions covered in their formulary
  4. What does the plan cost per month?

You can find the Blue Cross Medicare Advantage plan that is right for you by clicking here: http://www.askbluemedicare.com/BCBSA/

Medicare Part D

5 Tips For Shopping Your Medicare Coverage

As your well aware by now, the Medicare AEP, Annual Election Period, is in full force.  The AEP runs from October 15 – December 7 and allows you to make changes to your current Medicare Advantage and Prescription Drug coverage.  Any changes that you make during this time will go into effect January 1st.  Making these […]

Loving, Handsome Senior Couple

Shop Your Medicare Plan During The 2015 Open Enrollment

Nobody likes change and that holds especially true when it comes to insurance.  The worst thing you can do, however is nothing!  That’s because Medicare coverage is changing every year, and that holds true in 2015 as well.  So even if you do nothing, your coverage is changing without you whether you like it or […]

2015 Medicare Annual Election Period (AEP) Underway

Every year the Medicare AEP or Annual Election Period arrives with much anticipation.  You may not know when it starts or what you can do, but you will definitely know it’s here when you start seeing the plethora of television, print ads, and billboards touting the latest and greatest coverage. 2015 Medicare AEP The 2015 […]

2015 Medicare Advantage And PDP Plans Now Available

You are now able to find every Medicare Advantage and Prescription Drug Plan available for 2015.  When I started the Medicare Plans site, my goal was to be able to bring you the ability to search and find any Medicare plan that was available.  This process was a long and difficult one, but now the […]

Medicine-pills

Formulary List Do’s and Don’ts

When it comes to Medicare, the one thing you can NOT overlook is the Formulary list that is provided by the insurance company.  Many times we find ourselves caught up in copays and provider networks that we forget to do one of the most important things.  Check the plan’s formulary list to make sure your […]

Leave a Reply

Your email address will not be published. Required fields are marked *