Coventry Medicare Advantage 2012 Plan Review

Coventry is a large national company that offers medical plans for group employees as well as Medicare plans with drug coverage and stand alone prescription drug plans. 

Coventry Medicare Advantage 2012

Coventry offers Medicare Advantage plans in the following states:  Arkansas, Florida, Georgia, Illinois, Iowa, Kansas, Missouri, Nebraska, North Carolina, Ohio, Pennsylvania, South Dakota, Texas, Utah, and Wyoming.  All plans may not be available in all states, and will vary from county to county.  They also offer a national prescription drug plan called First Health Part D.

Coventry’s plans vary from HMO’s to PPO’s to POS ans SNP plans and carry different names depending on the state and county you are in.  For example, Broward county Florida has the Coventry Summit Maximum SNP, Summit Ideal HMO, Summit Plus HMO, and the Summit Select (HMO-POS).  With so many variances it is impossible to cover them all in this post.  I will tell you that you can search the plans available for your area on the Coventry website in order to find what is available to you.  When comparing plans always consider the premium if one is attached to the plan.  Don’t always assume that because a plan has a monthly premium that it will be richer in benefits.  Compare the plan benefits against each other and determine if the premium makes sense with the additional benefits provided.

Extra Benefits in the Coventry Medicare Advantage Plans

Many extra benefits can be found in the Coventry Medicare plans.  For example, in some counties, you can receive eye exams and glasses at no cost, dental cleanings, exams, and x-rays at no costs as well as up to $750 on hearing aids per ear.  Most plans also include a complimentary gym membership.

Part B Rebate in Coventry Medicare Advantage Plans

You may be lucky enough to live in an area where you are eligible for a plan that includes a Part B rebate.  This rebate reduces your Medicare Part B premium by the amount of the rebate.  Usually, the plan benefits are not as robust as the benefits in the plans without the rebate.  Before signing up, make sure you determine how much you will be using the benefits so you can decide if the rebate plan makes sense for you!

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