Medicare Advantage Enrollment Periods for 2012

Make sure you are aware of these important date changes for the Medicare Advantage Enrollment for 2012.  If you don’t you may find yourself scrambling at the last minute or even worse, missing the opportunity to change to a different Medicare Advantage Plan or Medicare Part D plan!Medicare Advantage Enrollment Dates for 2012

  1. September 30, 2011:  You should have received your ANOC or Annual Notice of Coverage and your EOC or Evidence of Coverage by this date.  You will probably receive it before then.  Make sure you take the time to review what changes your plan has in store for the year 2012.
  2. October 1, 2011:  Companies may start marketing their Medicare Advantage Plans as well as Medicare Part D plans on this date.  Note that this period has been shortened by a month from previous years.  I wonder why that could be?  Not really!  Clearly, Congress is trying to reduce the amount of people on Medicare Advantage and eventually eliminate it.
  3. October 15, 2011:  The new AEP or Annual Election Period begins.  This period starts a whole month earlier than previous years.  This is the time period where you may begin to make as many changes as you would like to your Medicare Advantage or Medicare Part D coverage
  4. December 7, 2011:  The new ending date for the Annual Election Period.  The period use to run until December 31, 2011.  The benefit of this change is that Christmas and New Years are no longer included in the AEP.  The down side is that you have to make sure you adjust your coverage before December 7, 2011.  Any change you make during the AEP becomes effective for the 2012 calender year.

Choosing Between Medicare Advantage Plans for 2012

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