24 companies offer Medicare Supplements in Alabama. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Also known as Medigap, available policies cover a range of costs, including deductibles, copayments and coinsurances.
What You Must Know about Medicare Supplements in Alabama
If you are not yet versed in the Medicare Supplements available in Alabama, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. Our goal is to show you all available information about each type of Alabama Medigap plan.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. A Alabama Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Alabama.
Alabama Medicare Part D Plans (Rx)
While you’re comparing Alabama Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in Alabama.
Medicare Supplement Eligability
You can apply for a Alabama Medicare Supplement if you are:
- A Alabama resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Saint Clair, Jefferson, Shelby, Tallapoosa, Blount, Talladega, Marshall, Cullman, Bibb, Walker, Chilton, Coosa, Clay, Tuscaloosa, Hale, Pickens, Greene, Sumter, Winston, Fayette, Marion, Lamar, Franklin, Morgan, Lauderdale, Limestone, Colbert, Lawrence, Jackson, Madison, Etowah, Cherokee, De Kalb, Autauga, Pike, Crenshaw, Montgomery, Butler, Barbour, Elmore, Bullock, Macon, Lowndes, Covington, Calhoun, Cleburne, Randolph, Houston, Henry, Dale, Geneva, Coffee, Conecuh, Monroe, Escambia, Wilcox, Clarke, Mobile, Baldwin, Washington, Dallas, Marengo, Perry, Lee, Russell, Chambers, Choctaw, and most rural areas of Alabama.
Rates shown are samples from within Alabama for comparison purposes only. This page was last updated on 9/24/2017.