18 companies offer Medicare Supplements in Delaware. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Delaware
If you are not yet versed in the Medicare Supplements available in Delaware, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. All Medicare Supplements available in Delaware are standardized by the State Board of Insurance. Our goal is to give you a complete run down on all Delaware carriers, policies and benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Supplements offer freedom of choice. This freedom comes at a price, and premiums are increasing. That’s why there’s Medicare Advantage. Delaware Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Delaware.
Delaware Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Delaware Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Delaware.
Medicare Supplement Eligability
You can apply for a Delaware Medicare Supplement if you are:
- A Delaware resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: New Castle, Kent, Sussex, and most rural areas of Delaware.
Rates shown are samples from within Delaware for comparison purposes only. This page was last updated on 9/24/2017.