There are 7 insurers offering Medicare Supplement insurance in Hawaii. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Hawaii
If you are not yet versed in the Medicare Supplements available in Hawaii, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. All Medicare Supplements available in Hawaii are standardized by the State Board of Insurance. We offer a complete overview of all Hawaii Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. When you enroll in a Hawaii Medicare Advantage (MA) plan your healthcare is covered through private insurance.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Hawaii.
Hawaii Medicare Part D Plans (Rx)
While you’re comparing Hawaii Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in Hawaii.
Medicare Supplement Eligability
You can apply for a Hawaii Medicare Supplement if you are:
- A Hawaii resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Honolulu, Kauai, Hawaii, Maui, Kalawao, and most rural areas of Hawaii.
Rates shown are samples from within Hawaii for comparison purposes only. This page was last updated on 9/24/2017.