There are 28 insurers offering Medicare Supplement insurance in Idaho. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Also known as Medigap, available policies cover a range of costs, including deductibles, copayments and coinsurances.
What You Must Know about Medicare Supplements in Idaho
If you are not yet versed in the Medicare Supplements available in Idaho, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. Although all policies are standardized, making them easy to compare, monthly premiums are not. We offer a complete overview of all Idaho Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Supplements offer freedom of choice. This freedom comes at a price, and premiums are increasing. That’s why there’s Medicare Advantage. When you enroll in a Idaho Medicare Advantage (MA) plan your healthcare is covered through private insurance.
The big advantage offered by these plans are additional benefits, such as prescriptions, dental, vision and hearing, and the monthly premiums. However, which these advantages come some restrictions. Most importantly, choice of doctors.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Idaho.
Idaho Medicare Part D Plans (Rx)
A Idaho Medicare Supplement does not cover your prescription drugs. For this you need a Medicare Part D Plan (PDP). You can review the complete list of 2018 Medicare Part D Plans in Idaho.
Medicare Supplement Eligability
You can apply for a Idaho Medicare Supplement if you are:
- A Idaho resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Bannock, Bingham, Power, Butte, Caribou, Bear Lake, Custer, Franklin, Lemhi, Oneida, Twin Falls, Cassia, Blaine, Gooding, Camas, Lincoln, Jerome, Minidoka, Bonneville, Fremont, Teton, Clark, Jefferson, Madison, Nez Perce, Clearwater, Idaho, Lewis, Latah, Elmore, Boise, Owyhee, Canyon, Washington, Valley, Adams, Ada, Gem, Payette, Kootenai, Shoshone, Bonner, Boundary, Benewah, and most rural areas of Idaho.
Rates shown are samples from within Idaho for comparison purposes only. This page was last updated on 9/24/2017.