15 companies offer Medicare Supplements in Maryland. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Maryland
If this is your first time considering a Medicare Supplement in Maryland, and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. Although all policies are standardized, making them easy to compare, monthly premiums are not. We offer a complete overview of all Maryland Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
If you can’t afford a Medicare Supplement there is another option. It’s called Medicare Advantage. Maryland Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Maryland.
Maryland Medicare Part D Plans (Rx)
While you’re comparing Maryland Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in Maryland.
Medicare Supplement Eligability
You can apply for a Maryland Medicare Supplement if you are:
- A Maryland resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Howard, Charles, Saint Marys, Prince Georges, Calvert, Anne Arundel, Montgomery, Harford, Baltimore, Carroll, Baltimore City, Allegany, Garrett, Talbot, Queen Annes, Caroline, Kent, Dorchester, Frederick, Washington, Wicomico, Worcester, Somerset, Cecil, and most rural areas of Maryland.
Rates shown are samples from within Maryland for comparison purposes only. This page was last updated on 9/24/2017.