30 companies offer Medicare Supplements in Missouri. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Frequently referred to as Medigap, standardized plans cover deductibles, copayments and coinsurances at varying levels to meet different needs.
What You Must Know about Medicare Supplements in Missouri
If this is your first time considering a Medicare Supplement in Missouri, and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. All Medicare Supplements available in Missouri are standardized by the State Board of Insurance. We offer a complete overview of all Missouri Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. A Missouri Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Missouri.
Missouri Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Missouri Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Missouri.
Medicare Supplement Eligability
You can apply for a Missouri Medicare Supplement if you are:
- A Missouri resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Saint Louis, Jefferson, Franklin, Saint Francois, Washington, Gasconade, Saint Louis City, Saint Charles, Pike, Montgomery, Warren, Lincoln, Audrain, Callaway, Marion, Clark, Macon, Scotland, Shelby, Lewis, Ralls, Knox, Monroe, Adair, Schuyler, Sullivan, Putnam, Linn, Iron, Reynolds, Sainte Genevieve, Wayne, Madison, Bollinger, Cape Girardeau, Stoddard, Scott, Perry, Mississippi, Dunklin, Pemiscot, New Madrid, Butler, Ripley, Carter, Lafayette, Jackson, Cass, Ray, Platte, Johnson, Clay, Buchanan, Gentry, Worth, Andrew, Dekalb, Nodaway, Harrison, Clinton, Holt, Atchison, Livingston, Daviess, Carroll, Caldwell, Grundy, Chariton, Mercer, Bates, Saint Clair, Henry, Vernon, Cedar, Barton, Jasper, Mcdonald, Newton, Lawrence, Barry, Osage, Boone, Morgan, Maries, Miller, Moniteau, Camden, Cole, Cooper, Howard, Randolph, Pettis, Saline, Benton, Phelps, Shannon, Dent, Crawford, Texas, Pulaski, Laclede, Howell, Dallas, Polk, Dade, Greene, Oregon, Douglas, Ozark, Christian, Stone, Taney, Hickory, Webster, Wright, and most rural areas of Missouri.
Rates shown are samples from within Missouri for comparison purposes only. This page was last updated on 9/24/2017.