New Hampshire seniors can choose from any of the 14 companies selling Medicare Supplement insurance. Medicare plans help you pay the portion of Part A and Part B that Original Medicare does not cover. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in New Hampshire
If you are not yet versed in the Medicare Supplements available in New Hampshire, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. Our goal is to show you all available information about each type of New Hampshire Medigap plan.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. New Hampshire Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
The big advantage offered by these plans are additional benefits, such as prescriptions, dental, vision and hearing, and the monthly premiums. However, which these advantages come some restrictions. Most importantly, choice of doctors.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in New Hampshire.
New Hampshire Medicare Part D Plans (Rx)
A New Hampshire Medicare Supplement does not cover your prescription drugs. For this you need a Medicare Part D Plan (PDP). You can review the complete list of 2018 Medicare Part D Plans in New Hampshire.
Medicare Supplement Eligability
You can apply for a New Hampshire Medicare Supplement if you are:
- A New Hampshire resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Hillsborough, Rockingham, Merrimack, Grafton, Belknap, Carroll, Sullivan, Cheshire, Coos, Strafford, and most rural areas of New Hampshire.
Rates shown are samples from within New Hampshire for comparison purposes only. This page was last updated on 9/24/2017.