There are 26 insurers offering Medicare Supplement insurance in North Dakota. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in North Dakota
If you are not yet versed in the Medicare Supplements available in North Dakota, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. Although all policies are standardized, making them easy to compare, monthly premiums are not. Our goal is to show you all available information about each type of North Dakota Medigap plan.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. North Dakota Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in North Dakota.
North Dakota Medicare Part D Plans (Rx)
While you’re comparing North Dakota Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in North Dakota.
Medicare Supplement Eligability
You can apply for a North Dakota Medicare Supplement if you are:
- A North Dakota resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Richland, Cass, Traill, Sargent, Ransom, Barnes, Steele, Grand Forks, Walsh, Nelson, Pembina, Cavalier, Ramsey, Rolette, Pierce, Towner, Bottineau, Benson, Wells, Eddy, Stutsman, Mcintosh, Lamoure, Griggs, Foster, Kidder, Sheridan, Dickey, Logan, Burleigh, Morton, Mercer, Emmons, Sioux, Grant, Oliver, Mclean, Stark, Slope, Golden Valley, Bowman, Dunn, Billings, Mckenzie, Adams, Hettinger, Ward, Mchenry, Burke, Divide, Renville, Williams, Mountrail, and most rural areas of North Dakota.
Rates shown are samples from within North Dakota for comparison purposes only. This page was last updated on 9/24/2017.