Oregon seniors can choose from any of the 29 companies selling Medicare Supplement insurance. Medicare plans help you pay the portion of Part A and Part B that Original Medicare does not cover. Also known as Medigap, available policies cover a range of costs, including deductibles, copayments and coinsurances.
What You Must Know about Medicare Supplements in Oregon
If this is your first time considering a Medicare Supplement in Oregon, and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. Although all policies are standardized, making them easy to compare, monthly premiums are not. We offer a complete overview of all Oregon Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. Oregon Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Oregon.
Oregon Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Oregon Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Oregon.
Medicare Supplement Eligability
You can apply for a Oregon Medicare Supplement if you are:
- A Oregon resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Wasco, Marion, Clackamas, Washington, Multnomah, Hood River, Columbia, Sherman, Yamhill, Clatsop, Tillamook, Polk, Linn, Benton, Lincoln, Lane, Curry, Coos, Douglas, Josephine, Jackson, Klamath, Lake, Deschutes, Harney, Jefferson, Wheeler, Crook, Umatilla, Gilliam, Baker, Grant, Morrow, Union, Wallowa, Malheur, and most rural areas of Oregon.
Rates shown are samples from within Oregon for comparison purposes only. This page was last updated on 9/24/2017.