There are 39 insurers offering Medicare Supplement insurance in Pennsylvania. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Pennsylvania
If this is your first time considering a Medicare Supplement in Pennsylvania, and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. All Medicare Supplements available in Pennsylvania are standardized by the State Board of Insurance. Our goal is to show you all available information about each type of Pennsylvania Medigap plan.
Medicare Supplements vs. Medicare Advantage
If you can’t afford a Medicare Supplement there is another option. It’s called Medicare Advantage. A Pennsylvania Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Pennsylvania.
Pennsylvania Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Pennsylvania Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Pennsylvania.
Medicare Supplement Eligability
You can apply for a Pennsylvania Medicare Supplement if you are:
- A Pennsylvania resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Beaver, Washington, Allegheny, Fayette, Westmoreland, Greene, Somerset, Bedford, Fulton, Armstrong, Indiana, Jefferson, Cambria, Clearfield, Elk, Forest, Cameron, Butler, Clarion, Lawrence, Crawford, Mercer, Venango, Warren, Mckean, Erie, Blair, Huntingdon, Centre, Potter, Clinton, Tioga, Bradford, Cumberland, Mifflin, Lebanon, Dauphin, Perry, Juniata, Northumberland, York, Lancaster, Franklin, Adams, Lycoming, Sullivan, Union, Snyder, Columbia, Montour, Schuylkill, Northampton, Lehigh, Carbon, Bucks, Montgomery, Berks, Monroe, Luzerne, Pike, Lackawanna, Wayne, Susquehanna, Wyoming, Delaware, Philadelphia, Chester, and most rural areas of Pennsylvania.
Rates shown are samples from within Pennsylvania for comparison purposes only. This page was last updated on 9/24/2017.