28 companies offer Medicare Supplements in South Dakota. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in South Dakota
If you’re not familiar with South Dakota Medicare Supplement insurance, and how it protects you from massive doctor and hospital bills, read our Medicare Supplement information page. Although all policies are standardized, making them easy to compare, monthly premiums are not. Our goal is to give you a complete run down on all South Dakota carriers, policies and benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Supplements offer freedom of choice. This freedom comes at a price, and premiums are increasing. That’s why there’s Medicare Advantage. A South Dakota Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in South Dakota.
South Dakota Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a South Dakota Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in South Dakota.
Medicare Supplement Eligability
You can apply for a South Dakota Medicare Supplement if you are:
- A South Dakota resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Union, Brookings, Minnehaha, Clay, Mccook, Lincoln, Turner, Lake, Moody, Hutchinson, Yankton, Kingsbury, Bon Homme, Codington, Deuel, Grant, Clark, Day, Hamlin, Roberts, Marshall, Davison, Hanson, Jerauld, Douglas, Sanborn, Gregory, Miner, Beadle, Brule, Charles Mix, Buffalo, Hyde, Hand, Lyman, Aurora, Brown, Walworth, Spink, Edmunds, Faulk, Mcpherson, Potter, Hughes, Sully, Jackson, Tripp, Jones, Stanley, Bennett, Haakon, Todd, Mellette, Perkins, Corson, Ziebach, Dewey, Meade, Campbell, Harding, Pennington, Shannon, Butte, Custer, Lawrence, Fall River, and most rural areas of South Dakota.
Rates shown are samples from within South Dakota for comparison purposes only. This page was last updated on 9/24/2017.