With so many choices in the state of Texas for Medicare Plans in 2012, it would be wise to do you due diligence when it comes to selecting the right type of Medicare coverage for you. Depending on where you live in Texas will determine the amount of choices you have. For Example, if you live in Angelina or Armstrong county you will have only a couple of choices, but if you live in Bexar or Collin counties you will have many more options.
Types of Texas Medicare Plans Available for 2012
Because of the size of Texas you will find just about every type of Medicare plan available in Texas. Obviously you have Medicare supplements as well as Medicare Part D prescription drug plans. If choosing a supplement keep in mind that you will need to purchase a stand alone drug plan as well. Some of the Medicare PDP’s available across Texas include:
- Cigna Medicare Rx
- Medco Medicare Presciption Plan
- Aetna Medicare
- United Healthcare
There are several others, but those are a few of the more recognized names. Always check the plan formularies to see who covers your drugs the best. There are also many different types of Medicare Advantage plans available to you in Texas as well. There HMO’s, PPO’s, PFFs, Regional PPO’s, and HMOPOS plans. Some of the Medicare Advantage plans available across Texas include:
- Care Improvement Plus
- AARP Medicare Complete
- Humana Reader’s Digest Healthy Living Plan
- Aetna Medicare
- Today’s Options
- Universa’s Any, Any, Any Plan
You should always consider these points when choosing a Medicare Advantage plan:
- Is my doctor/hospital in the network?
- How much do I anticipate using the coverage?
- Are my prescriptions covered in their formulary
- What does the plan cost per month?